Klarna offers two different Buy Now Pay Later Credit Products in the UK (BNPL Products):
- Pay in 3 instalments allows a consumer to spread the cost over 3 equal payments. This product is completely interest-free.
- Pay in 30 days allows a consumer to get up to 30 days to pay for their goods with no interest.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.
Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.